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This website is owned and operated by "Saga Studies", and the information, tools and material contained in this Site are not directed to, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to law or regulation or which would subject "Saga Studies (p) Ltd. " Services to any registration or licensing requirement within such jurisdiction.

The information on this website is provided on the basis that persons accessing the website undertake responsibility for assessing the relevance and accuracy of its content. It is recommended that persons obtain the relevant acts and obtain their own legal advice where necessary.

You agree to indemnify, defend and hold harmless "Saga Studies (p) Ltd. " Services, its principals, employees, agents and representatives from and against all losses, expenses, damages and costs, including reasonable lawyers fees, resulting from any violation of these terms and conditions by you or any other person accessing the Site.

The Website contains links to other sites or addresses on the web. External sites are not part of the Website and do not belong to the Company. The Company does not approve or endorse other websites nor is it responsible for their content.

To add to or remove any material from the Website or to amend, alter, redesign or change anything contained in or on it at any time To add to or remove any material from the Website or to amend, alter, redesign or change anything contained in or on it at any time.

Page traffic reserves the right in its sole discretion to deny any user access to this Web site, any interactive service herein, or any portion of this Web site without notice, and the right to change the terms, conditions, and notices under which this Web site is offered.

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